FINANCIAL PLANNING

Our planning process is founded on the premise that in today's complex global economy and financial markets, effective financial planning draws upon a wide range of resources and expertise. With our unique planning process, you will have access to our team of Financial Planning Specialists who are committed to designing a plan for your unique situation and financial needs. Our services include retirement planning, asset management, college funding, estate analysis, risk management and much more.

We provide the building blocks for a sound financial future through:


Signator Investors, Inc. provides fee based advisory accounts and fee based financial planning and only qualified representatives enrolled in the Signator Investors, Inc. Corporate Registered Investment Advisor Program may offer these advisory products and services.


RETIREMENT PLANNING

We believe that retirement planning is an ongoing process that should reflect the changing personal circumstances of our clients.  Consequently it’s important that our clients retirement plan not only meets their objectives, but will also continue to adapt and shift as our client’s lives and goals change.

The first step to planning your retirement is imagining it.  The lifestyle you envision will determine how much income you’ll need in retirement.  Many experts believe you’ll need to replace 60% to 80% of your current annual income, adjusted for inflation.

What are your retirement goals?


Have you ever stopped to picture your life in retirement? What do you see? Perhaps you’d like to do more of the things you enjoy now, like traveling, hobbies, or visiting family.  Or maybe there are things you’ve always wanted to do but never had the time, like learning a new craft, or volunteering for charity.  As you continue reading, think about the specific goals you have for your retirement years.

What will your life be like in retirement?


Retirees are living life in as many different ways as working people.  Some retirees live in the city, attending sporting events, plays and other cultural activities.  For others, retirement might mean moving to a smaller home in the country and spending more time outdoors, or visiting with children and grandchildren.  Some may choose to retire to a warmer climate.  There are also those who like to travel, exploring new and exotic locations around the world.  And still other retirees continue to work part time or volunteer, keeping as busy as they were before they retired!

Getting you there


Achieving the retirement lifestyle you envision for yourself won’t happen by accident.  A comfortable retirement requires planning.  Fortunately, you can begin to take control of your retirement dreams with a few quick, simple steps.  As we’ve mentioned, the first step is picturing your retirement lifestyle.  This mental picture will be important in determining how much you need to save for your retirement, what your monthly contributions should be, and what types of investments you will pursue.  Answering some simple questions about the kind of retirement you want to enjoy can put you on the path toward your dreams.  And in order to better address these issues we provide our clientele with a dedicated team that will endeavor to bring the full resources of our firm and its unique four-step planning process: “Discover, Create, Align and Review.